Coastal States Insurance

As a locally owned and operated insurance agency in Ventura and Paso Robles California, Coastal States Insurance is committed to serving our clients.

At Coastal States Insurance our goal is to ensure our clients are properly protecting everything they have worked relentlessly all their lives to achieve today. We offer special attention to detail outlining both coverage placement and cost effectiveness among a competitive market. In addition, we verify whether your current coverage is the best available to you at this point or if there are additional carriers, especially those who specifically offer coverage only for those in your industry, that are currently offering a better program that better fits your needs. Whether you plan on switching carriers at this point or not, it is always smart business practice to shop and compare your additional options to stay properly protected. When was the last time you personally verified whether your current agent truthfully ensured the well-being of you and your business at time of renewal? • Workers' Compensation • General Liability - Premises and Operations • Professional Liability (up to $3M) with Consent to Settle • Directors and Officers Liability • Property • Business Income (Disaster Recovery) • Inland Marine (includes specialized and mobile equipment) • Auto (including truck contents) • Products and Completed Operations • Crime • Product Recall by Governmental Authority • Employee Practices Liability (EPLI) • Excess Coverage (up to $5M) • Employee Dishonesty • Evacuation and Relocation • Crisis Management Expense Reimbursement • Defense Expenses (for cruelty allegations)