This company does not help you what so ever they have high rates and will not work with you and have no system to help the people I will never recomend this company to anyone I have been writing the papers abotu this scam artist called Wyot Enterprsises every poor customer service and they dont even have an online service to make payments Im trying sdo hard to get a real bank to payoff this balance off so i can get a real lender to help me. Please people stay away from this comany they are just into making money and really dont care abiut the people they do buisness with.